Mortgage Broker in Quincy, MA
As a homebuyer, your mortgage is specific to your situation and lifestyle. At Dovetail Mortgage we specialize in many different types of mortgage loans that can meet your customized needs. With a combined 50 years of experience as mortgage brokers in Quincy, Massachusetts our mission is to guide you through the mortgage process in a seamless and simple manner. Our team will work with you to explain all of your options and deliver a mortgage with the best loan terms available. If you are ready to start your home buying process, contact Dovetail Mortgage today!
Mortgage Loan Options Available
Government Insured Loans
FHA | VA | USDA
Fixed & Adjustable
Reverse Mortgage | HECM
What is the best option for me?
When choosing a mortgage, you need to consider a wide range of personal factors and balance them with the economic realities of an ever-changing marketplace. That is why it is important to partner with the right mortgage broker in Quincy, MA that can understand your background. Individuals’ personal finances often experience periods of advance and decline, interest rates rise and fall, and the strength of the economy waxes and wanes. To put your loan selection into the context of these factors, consider the following questions:
- How large a mortgage payment can you afford today?
- Could you still afford an ARM if interest rates rise?
- How long do you intend to live on the property?
- In what direction are interest rates heading, and do you anticipate that trend to continue?
Frequently Asked Questions Regarding Dovetail Mortgage
Your Mortgage Brokers in Quincy, MA
Dovetail Mortgage is different than other Mortgage Brokers and Mortgage Lenders because of our ability to fully absorb the client profile upfront by requesting underwriting docs at the initial loan setup, that way, we are not blindsided by challenges that come up in the process, which is a common problem for borrowers. By doing this, we can ensure a quicker submission to Clear to Close as well, providing for a better client experience!
Dovetail Mortgage offers 3% and 3.5% down payment options for First Time Home Buyers. In most cases, those down payments can be a Gift and or Approved Down Payment Assistance, lessening cash out of pocket.
By fully understanding the client profile by doing all due diligence up front we can pinpoint specifically where that loan belongs given our vast transaction experience.
The Pre-Approval process in most cases can be handled in minutes; Full Approval process on average takes days from Submission to Clear to Close.