Category: Home Buying

Your monthly gross income is significant since it affects many aspects of your life, including your access to credit and your capacity to obtain items such as a home mortgage loan. For instance, lenders analyze your gross income along with other indicators such as your monthly debt payment and credit score to decide the size […]

If you’ve ever had the chance to visit Massachusetts, you know that it has so much to offer: the vibrancy and culture of historic Boston; the peace and tranquility of island living on Nantucket or Martha’s Vineyard; the natural beauty of the Berkshires in the fall; the quaint coastal communities of Cape Cod — there’s […]

The Bay State is truly a great place to live, with its rich history, unique culture, and beautiful seasons. There’s something for everyone with such a diverse range of ecosystems — mountain views, miles of coastline, bustling cities, sleepy hamlets, and more. But there are a few things you should know before you start looking […]

A Quick Guide to PMI Insurance in Florida: From Who Needs It to How Much is Private Mortgage Insurance in Florida If you’ve recently decided to buy a home in Florida, you might have heard about the need to have private mortgage insurance. But who actually needs this? Does this apply to everyone? How much […]

The United States Census Bureau estimates that there are approximately 21.8 million veterans of the United States armed forces. They have served our country and made numerous contributions to our communities, and as a way to thank them, the United States Department of Veteran Affairs established VA home Loans as a way to help them […]

What Are Prepaid Costs When Buying a Home? Approximately 58 percent of home buyers save money for a down payment on their mortgage. The down payment, however, is only one component of the equation. Other expenses, such as prepaid costs, or prepaids, must also be considered. But how well do you know them? That entails […]